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To Apply For a Loan

IPED loans money for business development to non-traditional customers - persons and businesses anywhere in Guyana who may not have access to commercial banking. IPED has financed activities in agriculture, fishing, and the service industry, industrial projects and retail/ commercial activities.

Loan Categories

  • Micro Loans - up to $600,000
  • Small Loans - up to $5,000,000
  • Medium Loans - up to $20,000,000

Why IPED?

  • Personalised business counselling and guidance from specialist staff
  • Industry-specific training and updating at a convenient location
  • Coverage of loans with credit life insurance
  • Promotion of your business on the 'Grow with IPED' television programme
  • Easy access to the Head Office and/ or Branches and officers in all ten Administrative Regions of Guyana
  • Convenient loan payments in installments via the nearest Post Office or Bill Express office.

Loan Requirements

Applicants should:

  • Have a business idea
  • Be at least 18 years old
  • Have Proof of Identity (e.g. National ID Card or Passport)
  • Have Proof of Address (e.g. Utility Bill)
  • Be able to demonstrate a personal commitment to the project
  • Have two character references
  • Provide loan collateral, with proof of ownership
  • Provide an equity contribution in cash or kind
  • Provide application and legal fees
  • Have licences from State Agencies if required by statute (e.g. Shop licence, Food-Handler's Certificate or Import/ Export licence)
  • Have been in business for at least 6 months